Independent Mortgage & Protection Advice

Considered mortgage and protection advice, from a firm with 40 years behind it.

Mark Davies Financial Adviser Ltd is directly authorised and regulated by the Financial Conduct Authority, providing whole-of-market advice on mortgages, development finance, bridging loans and insurance to private individuals, landlords and businesses.

About the Firm

A firm built on four decades of practice


Mark Davies Financial Adviser Ltd has provided independent mortgage and protection advice for 40 years. Over that time, the products and the market around them have changed considerably; the approach has not. We take the time to understand a client's circumstances properly, assess the whole of the market rather than a limited panel, and give advice that is candid about trade-offs rather than led by a headline rate.

We are directly authorised and regulated by the Financial Conduct Authority. Being whole-of-market means our recommendations are not constrained to a shortlist of preferred lenders or insurers.

Who We Advise

Individuals, landlords and businesses


Our clients range from homeowners buying, moving or remortgaging, to landlords and investors building or protecting a portfolio, to developers and business owners financing a project from acquisition through to completion.

We also operate Clive, a plain-English mortgage guidance service for renters and first-time buyers who prefer a more informal introduction before working with us directly.

What We Advise On

Our services

A summary of the areas we cover. Every recommendation is assessed against the whole market for your specific circumstances.

01

Residential Mortgages

Advice for first-time buyers, home movers, remortgages and buy-to-let, compared across the whole lending market.

02

Commercial Mortgages

Finance for business premises, investment property and mixed-use buildings, assessed on their own criteria.

03

Development Finance

Funding released in stages against a build programme, structured around a clear exit strategy.

04

Bridging Loans

Short-term finance for auction purchases, chain breaks, and completions that cannot wait for a conventional mortgage.

05

Life Insurance

Cover structured around a mortgage term or a family's income, so dependants are protected if the worst happens.

06

General Insurance

Buildings and contents cover for homeowners, and landlord policies for buy-to-let and investment property.

40 Years

Arranging mortgages and insurance for private clients and businesses.

FCA

Directly authorised and regulated by the Financial Conduct Authority.

Whole-of-Market

Advice assessed across the market, not limited to a preferred panel.

Contact

Arrange a consultation


Enquiries are usually acknowledged within two working days. There is no obligation to proceed following an initial conversation.

Email
info@mrdfa.co.uk
Telephone
01798 345200

Send an enquiry