Mark Davies Financial Adviser Ltd is directly authorised and regulated by the Financial Conduct Authority, providing whole-of-market advice on mortgages, development finance, bridging loans and insurance to private individuals, landlords and businesses.
Mark Davies Financial Adviser Ltd has provided independent mortgage and protection advice for 40 years. Over that time, the products and the market around them have changed considerably; the approach has not. We take the time to understand a client's circumstances properly, assess the whole of the market rather than a limited panel, and give advice that is candid about trade-offs rather than led by a headline rate.
We are directly authorised and regulated by the Financial Conduct Authority. Being whole-of-market means our recommendations are not constrained to a shortlist of preferred lenders or insurers.
Our clients range from homeowners buying, moving or remortgaging, to landlords and investors building or protecting a portfolio, to developers and business owners financing a project from acquisition through to completion.
We also operate Clive, a plain-English mortgage guidance service for renters and first-time buyers who prefer a more informal introduction before working with us directly.
A summary of the areas we cover. Every recommendation is assessed against the whole market for your specific circumstances.
Advice for first-time buyers, home movers, remortgages and buy-to-let, compared across the whole lending market.
Finance for business premises, investment property and mixed-use buildings, assessed on their own criteria.
Funding released in stages against a build programme, structured around a clear exit strategy.
Short-term finance for auction purchases, chain breaks, and completions that cannot wait for a conventional mortgage.
Cover structured around a mortgage term or a family's income, so dependants are protected if the worst happens.
Buildings and contents cover for homeowners, and landlord policies for buy-to-let and investment property.
Arranging mortgages and insurance for private clients and businesses.
Directly authorised and regulated by the Financial Conduct Authority.
Advice assessed across the market, not limited to a preferred panel.
Enquiries are usually acknowledged within two working days. There is no obligation to proceed following an initial conversation.